U.S. Housing: Is the market is going to face a sharp correction?

November 29, 2025

The U.S. housing market is clearly cooling, and a modest, drawn‑out price correction is increasingly likely in many areas, but a 2008‑style crash is not what most mainstream forecasts are calling for right now. Outcomes will also vary a lot by city and neighborhood, with some markets seeing flat or slightly rising prices while others may experience multi‑year declines.

What The Current Data Shows

National price gauges are starting to show small month‑to‑month declines, which analysts see as an early sign that prices may be entering a sustained but gradual downturn rather than a sudden collapse. One major forecast now projects U.S. home values to fall around 1–2% from spring 2025 to spring 2026 after previously expecting gains, signaling a turn toward a mildly “bearish” view on prices.

At the same time, some forecasts for the next several years still expect overall national prices to be roughly flat to slightly higher, implying that any correction is more about taking the froth off recent rapid gains than fully reversing them.

Even with recent softening, median sale prices remain dramatically higher than five years ago, so current declines are coming off an elevated base.

Drivers Of A Potential Correction

High mortgage rates relative to the pandemic era have sharply reduced affordability, which is pressuring both demand and prices as more buyers are priced out. Economists point to elevated borrowing costs, economic uncertainty, and signs of a softening labor market as key headwinds that increase the risk of a deeper and more prolonged period of price declines.

On the supply side, inventory has risen compared with a year earlier, and a growing share of homes sit on the market for 60+ days, leading many sellers to cut listing prices or pull homes altogether rather than accept lower offers. This mix of weak demand and cautious sellers is creating a slow‑moving adjustment instead of a sudden flood of distressed sales.

Regional Variation

National averages mask big local differences: some metro areas that became significantly overvalued in recent years are flagged by analysts as more vulnerable to multi‑year price drops. Other regions with strong job markets, structural housing shortages, or continued in‑migration are expected to see prices roughly flat or still eking out small gains despite higher rates.

Because of this, whether “a price correction” shows up where you live will depend heavily on local supply, incomes, and how stretched prices became during the boom. For any personal decision—buying, selling, or investing—focusing on your specific metro’s price trends, inventory, and rent vs. buy math will matter more than the national headline.

On The Local Level

Great Falls has seen modest year-over-year price increases but remains below Montana’s statewide medians.

- The median sale price for homes in Great Falls was $319,000 in October 2025, reflecting a 1.8% decrease from the previous year.
- In Cascade County overall, the August 2025 median sale price was $322,304, up 9% year-over-year, with single-family homes at $333,993 (up 11.5%) and condos/townhomes at $245,265 (up 42.4%).
- The average home value in Great Falls stands at $327,711, up 6.2% over the past year, indicating resilience in property valuations despite sales price dips.
- Median list price is $429,500, with a price per square foot of $193.80—both below national ($432,980 and $212.30) and Montana statewide ($650,000 and $306.40) figures.

Note

Some sources, like Movoto, report a higher median sale price of $413,750 for October 2025, but this appears inconsistent with other data and may reflect a broader area or different methodology.

Current Local Market Conditions

- Days on Market: Median DOM in Great Falls is 51 days (up 3 days YoY) per Redfin, or 56 days per other estimates, with a higher 84 days reported recently—exceeding the national 77 days.
- Price Reductions: Nearly half (45.7%) of sellers cut prices in the week ending November 7, 2025, while only 0.4% raised them, signaling properties are lingering and buyers have more leverage.
- Underlying factors include slow sales absorption, rising inventory, and economic uncertainty, contrasting with Montana’s overall fluctuating market.

Housing Forecasts and Outlook

Earlier 2025 predictions suggested a 5-8% price increase in Great Falls due to low inventory, but recent trends point to cooling, with statewide uncertainty from shifting interest rates.

A moderately competitive market is anticipated, though the high rate of price cuts suggests potential for further buyer advantages if inventory continues to build.

For the broader market with regard to U.S. housing, existing-home sales dipped slightly in May 2025, which may influence local dynamics.

Immigration Enforcement: Can ICE track your car?

Aimee

November 29, 2025

Short answer? Yes — U.S. Immigration and Customs Enforcement (ICE) has the capability to track vehicles through various surveillance technologies and data-sharing arrangements. This is primarily done using automated license plate readers (ALPRs) and associated databases, often without requiring a warrant for initial queries. Below, I’ll outline the key methods and tools ICE employs based on publicly reported information.

Primary Tracking Methods

Automated License Plate Readers (ALPRs)

These are high-speed cameras mounted on roads, bridges, police vehicles, toll plazas, or private properties like parking lots. They capture images of license plates along with the vehicle’s location, date, and time. The data is uploaded to centralized databases, allowing searches to reconstruct a vehicle’s travel history and patterns.

- ICE accesses this data to locate individuals for immigration enforcement, such as identifying where a vehicle associated with a target, their family, or associates has been spotted.
- Data retention varies but can span years, with databases growing by hundreds of millions of records monthly from law enforcement and commercial sources across the U.S.

Mobile Companion App

This is a real-time tool used by ICE officers in the field. Officers can scan a license plate using their phone’s camera, instantly retrieving the vehicle’s historical locations, ownership details, and linked personal information (e.g., driver’s license data, credit reports, voter registration, marriage records).

- The app integrates with Motorola Solutions’ network (via its acquisition of Vigilant Solutions) and Thomson Reuters’ CLEAR platform, drawing from a database of billions of ALPR records.
- It can analyze patterns to predict where a vehicle might go next and identify “convoy” vehicles (those frequently traveling with the target).
- Officers can also add new scans to the database on the go.

Indirect Access via Local Law Enforcement

Even without direct contracts for some systems (e.g., Flock Safety’s ALPR network), ICE often requests local or state police to run queries on their behalf. This has been documented in areas like California, Illinois, and Georgia, effectively giving ICE access to nationwide data from small-town cameras marketed for crime-solving.

Key Contracts and Data Sources

Vigilant Solutions (Motorola Solutions) — Provides access to over 5 billion records; ICE has query-based access since at least 2017. Adds 150-200 million new scans monthly from public and private cameras.

Thomson Reuters (CLEAR platform) — Provides data integration, access, and has multi-million-dollar contracts (e.g., $6.1 million through 2020, renewed/expanded) that link ALPR data to personal records; also supports the Mobile Companion app.

Flock Safety — Local ALPR networks — has no direct ICE contract, but local agencies share data; used in thousands of queries for immigration purposes.

Limitations and Concerns

Legal and Privacy Issues

While ICE uses this for enforcement, critics argue it enables mass surveillance, potentially violating privacy rights under the Fourth Amendment for long-term tracking. It’s often deployed more in immigrant, low-income, or communities of color, raising equity concerns.

Scope

Tracking focuses on immigration-related investigations but can extend to associates (e.g., via “convoy” analysis). Not all vehicles are constantly monitored, but widespread camera networks make it feasible in many areas.

Countermeasures

Some communities and states have pushed back, like limiting data retention or banning sharing with ICE, but federal access persists through commercial channels.

Immigration enforcement capabilities have expanded under recent administrations, with reports of increased use in 2025.

sourced — dhs.gov — biometricupdate.com

Are USB Port Headphones better for Audiophiles?

Aimee

November 27, 2025

USB port headphones — those that connect directly via a USB port (often with a built-in DAC and amp) — offer some advantages over traditional 3.5mm analog connections, but they’re not inherently better for audiophiles in most cases. It ultimately depends on the specific hardware, your setup, and what you prioritize in sound reproduction. I’ll break this down based on key factors, drawing from discussions in audio communities and comparisons.

Audio Quality and Signal Transmission

USB Advantages

USB port headphones transmits digital audio signals, which are less prone to electrical interference, humming, or noise compared to analog 3.5mm jacks, especially if your device’s built-in sound card is subpar (common in laptops or budget PCs). Built-in DACs in USB headphones convert the digital signal to analog right at the headset, potentially delivering clearer, more accurate sound with better dynamic range and support for high-resolution formats like 24-bit/192kHz audio. This can result in superior noise cancellation and digital signal processing, making USB a step up for casual listening or gaming where convenience matters.

3.5mm Advantages for Audiophiles

High-end audiophile headphones (e.g., Sennheiser HD 600 series, Audeze LCD models) overwhelmingly use analog connections like 3.5mm, 6.35mm, or balanced XLR/4.4mm. These passive designs allow you to pair them with dedicated external DACs and amps (e.g., Schiit or Chord products), which often outperform the compact, cost-constrained DACs built into USB headphones.

Analog setups can provide a wider soundstage, more neutral frequency response, and finer detail retrieval, especially with high-impedance headphones that need robust amplification. The connector itself doesn’t dictate quality—it’s the overall chain (source, DAC, amp, drivers)—but analog avoids the limitations of USB’s integrated components.

No Inherent Superiority

The connection type alone doesn’t determine sound quality; it’s about the implementation. A high-quality 3.5mm setup with a good external DAC can match or exceed USB, and vice versa. Differences are often negligible in blind tests unless the USB DAC is notably better than your device’s analog output.

Other Considerations for Audiophiles

Convenience vs. Customization

USB headphones are plug-and-play, often with features like virtual surround sound or RGB lighting (common in gaming models like Razer or Logitech), but this comes at the expense of modularity. Audiophiles value the ability to swap components for tweaks, which favors analog. USB can introduce minor latency (though rare for wired audio) and may require drivers for full functionality.

Power and Compatibility

USB draws power directly from the port, enabling stronger built-in amps for power-hungry drivers without needing batteries. However, audiophiles often use separate amps anyway. Compatibility is broader with 3.5mm across devices, while USB might limit you to computers or adapters.

Cost and Market Trends

Entry-level USB headphones can be affordable upgrades over phone jacks, but premium audiophile gear skews analog. Exceptions exist, like USB-C IEMs (in-ear monitors) for portable high-res audio, which some prefer over wireless options for fidelity. High-end USB DAC/headphone combos (e.g., from AudioQuest or iFi) bridge the gap but aren’t “headphones” in the direct-plug sense.

In Summary

For true audiophiles chasing the absolute best fidelity, USB headphones aren’t typically better—they’re more of a convenient all-in-one solution that sacrifices some potential for top-tier customization and component quality.

If your current setup has a noisy or weak analog jack, switching to USB could be an improvement. Otherwise, invest in quality analog headphones with a separate DAC/amp stack for the most rewarding experience. If you’re testing options, communities like Head-Fi or Reddit’s r/audiophile recommend A/B comparisons with lossless sources.

Classic Ambrosia Salad

Alan

November 26, 2025

Ambrosia salad is a classic American dessert salad that’s creamy, fruity, and often served at potlucks, holidays, or family gatherings. It originated in the Southern United States in the late 19th century, named after the “food of the gods” in Greek mythology due to its sweet, indulgent nature. The dish typically combines canned fruits, mini marshmallows, shredded coconut, and a creamy base like whipped topping or sour cream, with variations including nuts, grapes, or cherries for added texture and flavor.

This version of Ambrosia Salad draws from traditional recipes and serves about 8-10 people as a side dish. Prep time is around 15 minutes, plus chilling time.

Ingredients:

- 1 (8 oz) container whipped topping (like Cool Whip), thawed
- 1/2 cup sour cream or plain Greek yogurt for a tangier, healthier twist
- 1 (20 oz) can pineapple chunks or crushed pineapple, drained
- 1 (11-15 oz) can mandarin oranges, drained
- 1-2 cups mini marshmallows
- 1 cup sweetened shredded coconut
- 1 cup maraschino cherries, halved and drained (optional)
- 1 cup seedless grapes, halved (optional)
- 1/2 cup chopped pecans or walnuts (optional, for crunch)

Directions:

In a large bowl, whisk together the whipped topping and sour cream until smooth and well combined.
Gently fold in the drained pineapple, mandarin oranges, mini marshmallows, shredded coconut, and any optional add-ins like cherries, grapes, or nuts. Be careful not to overmix to avoid breaking up the fruits.
Cover the bowl and refrigerate for at least 1-2 hours (or overnight) to let the flavors meld and the salad chill.
Serve cold, garnished with extra coconut or cherries if desired.

Variations include using fruit cocktail instead of individual cans, adding banana slices (but add them just before serving to prevent browning), or making it lighter with yogurt instead of sour cream. It’s naturally gluten-free and can be made vegan with plant-based whipped topping and yogurt alternatives. Store leftovers in the fridge for up to 2-3 days.

Finding Your Center: Everyday Tools for a Calmer Mind and Body

Brad

November 21, 2025

Stress is a natural part of living — but when it starts to blur focus or drain energy, it’s time to realign. Research shows that small, consistent habits are far more effective at reducing stress than occasional grand gestures. The goal isn’t to avoid pressure altogether but to develop practical ways to respond to it with clarity, not panic.

Managing everyday stress means combining structure (routine, rest, movement) with flexibility (mindfulness, perspective, adaptability). It’s less about perfection and more about pacing — moving steadily instead of sprinting through life’s noise.

Reframe How You Think About Stress

Many people see stress as an enemy. In reality, it’s a signal — a form of feedback. Viewing stress as information rather than failure can make it easier to act calmly. When you feel overwhelmed, pause and ask:

- What exactly triggered this feeling?
- Is it something I can control or delegate?
- What one small action can ease this right now?

Clarity breaks the feedback loop of panic.

Build Micro-Habits That Stabilize You

You don’t need an elaborate morning routine — just small, non-negotiable anchors.

Try these:

- Breathe on purpose: Slow, controlled breathing lowers cortisol within minutes.
- Move your body: A short walk or light stretching during lunch resets focus more than scrolling your phone.
- Protect sleep like a meeting: Your body processes emotional clutter while you rest. Even half an hour more sleep can boost resilience.
- Write your worries down: It declutters your head and often shows that 90% of your “urgent” stressors aren’t truly urgent.

Anchor Your Mind in the Present

Mindfulness doesn’t require a yoga mat. Apps such as Insight Timer or Headspace offer two-minute guided resets that you can use between meetings or while commuting. The key is interrupting autopilot thinking.

When thoughts start spiraling (“What if I mess this up?”), name the pattern: I’m worrying. Then redirect attention to a sensory cue — the sound of typing, the weight of your hands, your breathing. The body anchors what the mind cannot.

Use Supportive Natural Modalities

Modern stress management isn’t just about mindset; it’s also about chemistry and balance.
Three safe, research-aligned options that complement lifestyle habits include:

- Ashwagandha: An adaptogenic herb shown in clinical studies to reduce cortisol levels and support steady energy. Many people use it in capsule or tea form to take the edge off daily anxiety.
- THCA Distillate: A hemp-derived, non-psychoactive concentrate — such as THCA distillate — used by some for relaxation and mood regulation without intoxication.
- Meditative Movement: Practices like tai chi or slow yoga connect breath to motion, easing both muscular and emotional tension.

Always check with a healthcare provider before adding supplements, especially if you’re on medication.

Create a Personal Stress-Check System

Action	Purpose	Frequency
Reflect on top 3 stress triggers	Awareness → control	Weekly
Take a 5-minute “mental recess”	Prevent cognitive overload	Daily
Move intentionally	Boost endorphins	30 min/day
Disconnect from screens	Reduce overstimulation	1 hr before bed
Note one gratitude each day	Builds perspective	Daily

Tracking this system helps you spot patterns before they escalate.

Common Questions About Managing Stress

Is all stress harmful?
No. Some stress is “eustress” — it drives focus and performance. Problems arise when it becomes chronic and unprocessed.

What’s the fastest relief during a stressful moment?
Slow breathing and grounding. A single minute of deliberate breath can reset your nervous system faster than distraction.

How long before new stress habits feel natural?
Roughly 21–30 days of consistency. The nervous system learns safety through repetition.

The Power of ‘Scheduled Stillness’

We often schedule meetings, workouts, and errands — but not stillness. Try adding a five-minute “nothing block” on your calendar twice a day. During that time, do absolutely nothing: no scrolling, no talking, no planning.

Conclusion

Stress will never disappear, but your relationship with it can evolve. By combining mindful awareness, structured habits, and supportive options like ashwagandha or THCA distillate, you teach your body to trust calm as the default state — not chaos. Balance isn’t about silence; it’s about tuning life’s noise into a rhythm you can dance to.

123...138 Page 2 of 138